Bank capital and loan quality

Bank capital and loans by classification, quarterly. Quarterly, 2008–2026.

Published by the Central Bank of Sri Lanka; read from CBSL statistical tables.

Banking sector loans by NPL classification
Banking sector - stage 1 loans and receivables82.6%+4.0 pts
Banking sector - stage 2 loans and receivables8.3%−1.2 pts
Banking sector - stage 3 loans and receivables9.1%−2.8 pts
Licensed commercial banks - stage 1 loans and receivables82.5%+4.2 pts
Licensed commercial banks - stage 2 loans and receivables8.5%−1.3 pts
Licensed commercial banks - stage 3 loans and receivables9.1%−2.9 pts
Licensed specialised banks - stage 1 loans and receivables84.5%+2.6 pts
Licensed specialised banks - stage 2 loans and receivables6.3%−0.4 pts
Licensed specialised banks - stage 3 loans and receivables9.2%−2.2 pts
Banking sector - special mentioned ended9.0%−1.3 pts
Banking sector - substrandard ended9.3%−0.5 pts
Banking sector - doubtful ended8.7%−6.8 pts
Banking sector - loss ended72.9%+8.6 pts
Licensed commercial banks - special mentioned ended8.4%−0.8 pts
Licensed commercial banks - substrandard ended7.9%−0.8 pts
Licensed commercial banks - doubtful ended7.2%−7.6 pts
Licensed commercial banks - loss ended76.6%+9.2 pts
Licensed specialised banks - special mentioned ended13.8%−5.4 pts
Licensed specialised banks - substrandard ended20.9%+2.1 pts
Licensed specialised banks - doubtful ended20.9%−1.3 pts
Licensed specialised banks - loss ended44.4%+4.6 pts
Banking sector constituents of regulatory capital
Banking sector - tier 1 capital (before regulatory adjustments)2,145.6Rs bn+16.2%
Banking sector - deductions/adjustments (tier I)219.4Rs bn+36.4%
Banking sector - tier 1 capital (after regulatory adjustments)1,926.2Rs bn+14.3%
Banking sector - tier 2 capital (before regulatory adjustments)443.4Rs bn+24.4%
Banking sector - deductions/adjustments (tier II)3.7Rs bn+103.4%
Banking sector - capital base (regulatory capital)2,366.0Rs bn+15.9%
Licensed commercial banks - tier 1 capital (before regulatory adjustments)1,990.0Rs bn+16.6%
Licensed commercial banks - deductions/adjustments (tier I)191.4Rs bn+43.0%
Licensed commercial banks - tier 1 capital (after regulatory adjustments)1,798.6Rs bn+14.3%
Licensed commercial banks - tier 2 capital (before regulatory adjustments)425.5Rs bn+25.9%
Licensed commercial banks - deductions/adjustments (tier II)58.6Rs mn−1.3%
Licensed commercial banks - capital base (regulatory capital)2,224.1Rs bn+16.4%
Licensed specialised banks - tier 1 capital (before regulatory adjustments)155.6Rs bn+11.4%
Licensed specialised banks - deductions/adjustments (tier I)28.0Rs bn+3.6%
Licensed specialised banks - tier 1 capital (after regulatory adjustments)127.6Rs bn+13.3%
Licensed specialised banks - tier 2 capital (before regulatory adjustments)17.9Rs bn−2.4%
Licensed specialised banks - deductions/adjustments (tier II)3.6Rs bn+107.0%
Licensed specialised banks - capital base (regulatory capital)141.9Rs bn+9.8%
Banking sector constituents of risk-weighted assets
Banking sector - risk weighted amount for credit risk11,465.4Rs bn+25.6%
Banking sector - risk weighted amount for market risk359.1Rs bn+0.1%
Banking sector - risk weighted amount for operational risk1,195.0Rs bn+15.9%
Banking sector - total risk weighted assets13,019.6Rs bn+23.8%
Licensed commercial banks - risk weighted amount for credit risk10,914.0Rs bn+26.2%
Licensed commercial banks - risk weighted amount for market risk340.5Rs bn−0.4%
Licensed commercial banks - risk weighted amount for operational risk1,053.6Rs bn+14.3%
Licensed commercial banks - total risk weighted assets12,308.1Rs bn+24.2%
Licensed specialised banks - risk weighted amount for credit risk551.5Rs bn+14.8%
Licensed specialised banks - risk weighted amount for market risk18.6Rs bn+11.4%
Licensed specialised banks - risk weighted amount for operational risk141.4Rs bn+29.5%
Licensed specialised banks - total risk weighted assets711.5Rs bn+17.3%

Banking sector - stage 1 loans and receivables

%, quarterly. 2026 Q2: 82.6, +4.0 pts on a year earlier

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Published by the Central Bank of Sri Lanka; read from CBSL statistical tables.

* Calculated by Macro Lab from the published values.