Banking industry

Banking industry statistics, 1998 to 2021. Quarterly and annual, 1998–2021.
Published by the Central Bank of Sri Lanka; read from CBSL statistical tables.
Frequency
Banking industry
Assets ended16,494.0Rs bn–
Gross loans and advances ended10,355.2Rs bn–
Net loans and advances ended10,073.8Rs bn–
Gross non-performing advances ended498.9Rs bn–
Net non-performing advances ended217.5Rs bn–
Specific provision for bad and doubtful advances ended281.4Rs bn–
Investments ended4,498.9Rs bn–
Risk weighted assets ended8,330.7Rs bn–
Capital funds ended1,408.2Rs bn–
Core capital (tier 1 capital) ended1,072.8Rs bn–
Capital base ended1,350.4Rs bn–
Deposits ended12,465.6Rs bn–
Time deposits ended7,609.0Rs bn–
Savings deposits ended3,724.5Rs bn–
Demand deposits ended764.7Rs bn–
Other deposits ended367.4Rs bn–
Borrowings ended2,020.7Rs bn–
Contingencies ended3,020.6Rs bn–
Interest income ended872.2Rs bn–
Interest expenses ended479.7Rs bn–
Net-interest income ended392.5Rs bn–
Non-interest income ended124.7Rs bn–
Foreign exchange income (net) ended39.2Rs bn–
Non-interest expenses ended219.4Rs bn–
Staff cost ended99.6Rs bn–
Provision for bad and doubtful advances (charged during the period) ended75.6Rs bn–
Profit before tax ended192.4Rs bn–
Profit after tax ended149.1Rs bn–
Core capital (tier 1 capital) adequacy ratio ended12.9%–
Total capital adequacy ratio ended16.2%–
Net non-performing advances to capital ratio ended15.4%–
Gross non-performing advances ratio ended4.8%–
Net non-performing advances ratio ended2.2%–
Specific provisions to net non-performing loans ratio ended56.4%–
Return on assets (ROA) before tax ended1.7%–
Return on assets (ROA) after tax ended1.3%–
Return on equity (ROE) ended15.1%–
Efficiency ratio ended47.5%–
Staff cost to operating expenses ended45.4%–
Interest margin ended3.4%–
Liquid assets ratio ended34.4%–
Credit to deposit ratio ended83.1%–
LCB's
Assets ended14,434.1Rs bn–
Share of industry total ended87.5%–
Gross loans and advances ended9,461.5Rs bn–
Share of industry total ended91.4%–
Net loans and advances ended9,202.2Rs bn–
Gross non-performing advances ended428.9Rs bn–
Net non-performing advances ended169.6Rs bn–
Specific provision for bad and doubtful advances ended259.3Rs bn–
Investments ended3,552.4Rs bn–
Risk weighted assets ended7,669.0Rs bn–
Capital funds ended1,279.8Rs bn–
Core capital (tier 1 capital) ended990.2Rs bn–
Capital base ended1,250.3Rs bn–
Deposits ended10,742.2Rs bn–
Time deposits ended6,313.1Rs bn–
Savings deposits ended3,311.5Rs bn–
Demand deposits ended764.7Rs bn–
Other deposits ended352.8Rs bn–
Share of industry total ended86.2%–
Borrowings ended1,890.4Rs bn–
Share of industry total ended93.6%–
Contingencies ended3,016.9Rs bn–
Interest income ended737.0Rs bn–
Interest expenses ended404.8Rs bn–
Net-interest income ended332.2Rs bn–
Non-interest income ended121.4Rs bn–
Foreign exchange income (net) ended38.9Rs bn–
Non-interest expenses ended190.7Rs bn–
Staff cost ended83.4Rs bn–
Provision for bad and doubtful advances (charged during the period) ended70.6Rs bn–
Profit before tax ended168.7Rs bn–
Profit after tax ended131.1Rs bn–
Core capital (tier 1 capital) adequacy ratio ended12.9%–
Total capital adequacy ratio ended16.3%–
Net non-performing advances to capital ratio ended13.3%–
Gross non-performing advances ratio ended4.5%–
Net non-performing advances ratio ended1.8%–
Specific provisions to net non-performing loans ratio ended60.5%–
Return on assets (ROA) before tax ended1.7%–
Return on assets (ROA) after tax ended1.3%–
Return on equity (ROE) ended14.5%–
Efficiency ratio ended47.3%–
Staff cost to operating expenses ended43.7%–
Interest margin ended3.3%–
Liquid assets ratio ended31.1%–
Credit to deposit ratio ended88.1%–
LSB's
Assets ended2,059.9Rs bn–
Share of industry total ended12.5%–
Gross loans and advances ended893.7Rs bn–
Share of industry total ended8.6%–
Net loans and advances ended871.6Rs bn–
Gross non-performing advances ended70.0Rs bn–
Net non-performing advances ended47.9Rs bn–
Specific provision for bad and doubtful advances ended22.1Rs bn–
Investments ended946.5Rs bn–
Risk weighted assets ended661.7Rs bn–
Capital funds ended128.4Rs bn–
Core capital (tier 1 capital) ended82.5Rs bn–
Capital base ended100.1Rs bn–
Deposits ended1,723.4Rs bn–
Time deposits ended1,295.8Rs bn–
Savings deposits ended413.0Rs bn–
Demand deposits ended0.0Rs bn–
Other deposits ended14.6Rs bn–
Share of industry total ended13.8%–
Borrowings ended130.3Rs bn–
Share of industry total ended6.4%–
Contingencies ended3.7Rs bn–
Interest income ended135.2Rs bn–
Interest expenses ended74.9Rs bn–
Net-interest income ended60.3Rs bn–
Non-interest income ended3.3Rs bn–
Foreign exchange income (net) ended249.1Rs mn–
Non-interest expenses ended28.8Rs bn–
Staff cost ended16.2Rs bn–
Provision for bad and doubtful advances (charged during the period) ended5.0Rs bn–
Profit before tax ended23.7Rs bn–
Profit after tax ended18.0Rs bn–
Core capital (tier 1 capital) adequacy ratio ended12.5%–
Total capital adequacy ratio ended15.1%–
Net non-performing advances to capital ratio ended37.3%–
Gross non-performing advances ratio ended7.8%–
Net non-performing advances ratio ended5.5%–
Specific provisions to net non-performing loans ratio ended31.5%–
Return on assets (ROA) before tax ended1.6%–
Return on assets (ROA) after tax ended1.2%–
Return on equity (ROE) ended21.3%–
Efficiency ratio ended49.0%–
Staff cost to operating expenses ended56.4%–
Interest margin ended4.2%–
Liquid assets ratio ended55.6%–
Credit to deposit ratio ended51.9%–
Assets

Rs bn, quarterly. 2021 Q3: 16,494.0
Series page
Published by the Central Bank of Sri Lanka; read from CBSL statistical tables.
* Calculated by Macro Lab from the published values.