Deposit rates by bank

Deposit rates by bank and product, minimum and maximum. Monthly, 2025.

Published by the Central Bank of Sri Lanka; read from CBSL Monthly Bulletin.

Period

Column

Jun 2025

38 indicators × 24 banks

	Amana Bank PLC	Bank of Ceylon	Bank of China Ltd	Cargills Bank PLC	Citibank N.A	Commercial Bank of Ceylon PLC	Deutsche Bank AG	DFCC Bank PLC	Habib Bank Ltd.	Hatton National Bank PLC	Indian Bank	Indian Overseas Bank	MCB Bank Ltd	National Development Bank PLC	Nations Trust Bank PLC	Pan Asia Banking Corporation PLC	People's Bank	Public Bank Berhad	Sampath Bank PLC	Seylan Bank PLC	Standard Chartered Bank	State Bank of India	The Hongkong & Shanghai Banking Corporation Ltd	Union Bank of Colombo PLC
Savings deposits (MIN)	3.2	2.5	2.5	3.0	2.0	2.5	0.5	2.5	2.5	2.0	3.0	3.8	2.8	2.2	2.0	3.0	2.5	2.5	2.0	2.0	0.2	2.5	0.8	2.0
Savings deposits (MAX)	3.7	2.5	2.5	3.5	5.5	2.5	5.0	6.2	4.2	6.5	4.0	4.8	3.0	2.2	6.2	3.0	2.5	2.5	4.0	3.5	0.8	2.5	0.8	2.0
Savings deposits - annual effective rate (MIN)	3.2	2.5	0.0	3.0	0.0	2.5	0.5	2.5	2.5	2.0	3.5	0.0	2.8	2.3	2.0	3.0	2.5	2.5	2.0	2.0	0.2	2.5	0.8	2.0
Savings deposits - annual effective rate (MAX)	3.8	2.5	0.0	3.6	0.0	2.5	5.1	6.4	4.3	6.7	4.0	0.0	3.0	2.3	6.4	3.0	2.5	2.5	4.1	3.6	0.8	2.5	0.8	2.0
Time deposits 12 months - payable at maturity (MIN)	6.4	6.8	1.5	7.5	0.0	7.0	5.0	7.2	6.7	7.2	7.2	8.0	7.8	7.2	7.2	7.5	6.8	7.0	7.5	7.0	3.0	6.8	2.5	7.5
Time deposits 12 months - payable at maturity (MAX)	9.5	6.8	3.0	8.1	0.0	7.5	6.1	8.2	9.4	7.5	8.2	9.0	11.5	8.3	8.2	7.5	7.8	7.0	8.0	8.0	3.5	6.8	6.0	8.2
Time deposits 12 months - payable at maturity - annual effective rate (MIN)	6.5	6.8	1.5	7.5	0.0	7.0	5.0	7.2	6.7	7.2	7.2	0.0	7.8	7.2	7.2	7.5	6.8	7.0	7.5	7.0	3.0	6.8	2.5	7.5
Time deposits 12 months - payable at maturity - annual effective rate (MAX)	9.5	6.8	3.0	8.1	0.0	7.5	6.1	8.2	9.4	7.5	8.2	0.0	11.5	8.3	8.2	7.5	7.8	7.0	8.0	8.0	3.5	6.8	6.0	8.2
Time deposits 12 months - payable monthly (MIN)	6.4	6.5	0.0	7.2	0.0	6.8	0.0	7.0	6.2	7.0	7.0	7.8	7.1	7.0	7.0	7.2	6.5	6.5	7.0	6.5	2.8	6.0	1.8	7.2
Time deposits 12 months - payable monthly (MAX)	8.9	6.5	0.0	7.5	0.0	7.2	0.0	8.0	9.0	7.0	8.0	8.8	9.3	8.0	7.8	7.2	7.2	6.5	7.5	7.5	3.2	6.0	4.5	7.2
Time deposits 12 months - payable monthly - annual effective rate (MIN)	6.4	6.7	0.0	7.5	0.0	7.0	0.0	7.2	6.4	7.2	7.2	0.0	7.3	7.2	7.2	7.5	6.7	6.7	7.2	6.7	2.8	6.2	1.8	7.5
Time deposits 12 months - payable monthly - annual effective rate (MAX)	9.3	6.7	0.0	7.7	0.0	7.4	0.0	8.3	9.4	7.2	8.3	0.0	9.8	8.3	8.0	7.5	7.5	6.7	7.8	7.8	3.3	6.2	4.6	7.5
NRFC savings deposits - US dollars (MIN)	2.1	0.8	0.2	0.0	0.0	1.0	0.0	1.2	1.0	1.8	0.5	0.5	0.5	1.0	1.0	2.3	1.2	1.0	1.5	1.5	0.0	0.5	0.2	2.0
NRFC savings deposits - US dollars (MAX)	4.0	0.8	0.2	0.0	0.0	3.8	0.0	4.0	1.0	3.9	0.6	0.5	0.5	1.0	1.5	2.3	1.2	1.0	2.7	2.5	0.0	0.5	0.2	2.0
NRFC savings deposits - US dollars - annual effective rate (MIN)	2.1	0.8	0.2	0.0	0.0	1.0	0.0	1.3	1.0	1.8	0.5	0.0	0.5	1.0	1.0	2.3	1.2	1.0	1.5	1.5	0.0	0.5	0.2	2.0
NRFC savings deposits - US dollars - annual effective rate (MAX)	4.1	0.8	0.2	0.0	0.0	3.8	0.0	4.1	1.0	4.0	0.6	0.0	0.5	1.0	1.5	2.3	1.2	1.0	2.7	2.5	0.0	0.5	0.2	2.0
Lending to prime customers (MIN)	8.3	8.2	–	9.1	–	8.2	9.5	8.8	–	9.0	8.2	8.5	8.2	8.2	7.8	7.5	8.1	9.6	11.3	7.5	7.4	–	7.7	7.8
Lending to prime customers (MAX)	9.3	26.0	–	9.1	–	8.2	9.8	10.3	–	11.7	10.4	11.2	9.1	8.2	10.4	10.5	8.1	9.6	11.3	13.0	8.2	–	20.0	10.2
Export bill finance - rupee facilities (MIN)	9.3	–	–	–	–	9.0	–	–	–	8.0	8.4	8.4	–	–	–	–	–	–	8.0	14.0	–	–	–	9.2
Export bill finance - rupee facilities (MAX)	10.8	–	–	–	–	9.0	–	–	–	10.2	11.4	24.0	–	–	–	–	–	–	11.3	28.0	–	–	–	13.6
Import bill finance - rupee facilities (MIN)	9.3	10.2	–	8.9	–	7.5	7.3	8.3	–	9.4	9.2	13.0	8.7	–	7.9	17.0	16.0	11.8	7.8	8.4	7.5	8.6	–	8.2
Import bill finance - rupee facilities (MAX)	10.8	10.7	–	12.2	–	13.3	9.0	36.0	–	14.5	10.2	13.0	8.7	–	14.2	23.0	17.0	11.8	11.3	11.0	11.2	8.6	–	12.7
Lease finance (MIN)	9.5	–	–	–	–	10.0	–	10.8	–	12.0	–	–	–	10.0	–	–	–	–	–	–	–	–	–	–
Lease finance (MAX)	16.0	–	–	–	–	15.0	–	13.2	–	17.0	–	–	–	13.5	–	–	–	–	–	–	–	–	–	–
Agriculture - short term (up to 1 year) (MIN)	9.3	12.0	–	7.0	–	6.0	–	8.2	–	11.7	9.4	–	7.5	–	8.4	–	14.0	7.8	7.6	6.0	–	–	6.0	–
Agriculture - short term (up to 1 year) (MAX)	11.3	13.5	–	10.0	–	16.0	–	11.9	–	16.0	11.4	–	9.7	–	13.5	–	15.0	14.0	11.3	13.0	–	–	13.8	–
Residential housing (MIN)	12.0	10.0	–	–	–	10.5	–	–	–	10.5	7.0	–	10.4	10.9	–	12.4	10.0	7.0	10.0	9.5	12.2	–	7.0	12.0
Residential housing (MAX)	12.8	14.0	–	–	–	14.5	–	–	–	16.0	9.4	–	12.0	13.5	–	17.0	14.5	14.0	12.0	15.0	14.0	–	24.8	12.0
SMI lending (up to 5 years) (MIN)	9.3	7.0	–	10.1	–	2.0	–	10.3	–	9.4	9.4	8.4	8.4	7.2	9.4	11.0	9.7	8.5	6.5	7.0	–	8.4	–	9.2
SMI lending (up to 5 years) (MAX)	11.3	11.0	–	11.3	–	13.0	–	14.1	–	16.5	11.4	8.4	11.9	16.0	19.5	14.0	10.7	14.8	14.0	13.0	–	10.4	–	28.0
Pawning (MIN)	11.0	11.5	–	12.0	–	11.0	–	11.5	–	11.8	–	–	–	11.0	–	11.8	13.5	–	12.0	11.5	–	–	–	10.8
Pawning (MAX)	11.5	12.0	–	12.0	–	12.5	–	13.0	–	12.0	–	–	–	12.5	–	13.0	14.0	–	12.0	11.5	–	–	–	12.0
US dollar loans to exporters (MIN)	9.7	–	–	7.0	–	5.5	5.5	7.8	–	7.3	4.3	4.8	9.5	6.5	–	8.5	6.3	–	–	7.8	5.6	5.1	–	5.5
US dollar loans to exporters (MAX)	10.0	–	–	7.5	–	8.3	5.6	7.8	–	7.3	9.7	7.6	10.4	14.2	–	9.0	6.8	–	–	8.0	5.6	7.1	–	12.3
Corporate lending (MIN)	9.3	23.0	–	18.0	23.0	8.0	7.7	12.0	24.0	9.4	17.0	18.0	–	5.5	8.7	23.0	22.0	28.0	9.4	14.0	–	–	9.2	8.2
Corporate lending (MAX)	11.3	24.5	–	23.0	23.0	10.3	16.0	12.0	24.0	28.0	23.0	18.0	–	22.5	10.2	23.0	24.5	28.0	9.4	28.0	–	–	11.8	28.0
Personal / retail lending (MIN)	9.3	23.0	–	13.0	–	8.3	–	20.0	24.0	23.0	17.0	18.0	–	23.0	11.2	18.0	23.0	28.0	13.0	23.0	23.0	–	9.4	11.2
Personal / retail lending (MAX)	11.3	26.0	–	28.0	–	21.0	–	23.0	24.0	28.0	23.0	18.0	–	23.0	23.0	20.0	32.0	28.0	23.0	28.0	23.0	–	9.4	28.0